Our Services

We are an independent insurance agency that has been providing insurance and risk management to clients throughout northwest Michigan since 1975.
We are staffed with professionals who have earned the reputation of providing sound risk management and who are committed to insuring your lifestyle and protecting your future.
Contact Us
Our services include:
▪ Home Insurance
▪ Auto Insurance
▪ Umbrella Insurance
▪ Boat & Yacht Insurance
▪ Business Property & Casualty Insurance
▪ Specialized Program: Condominiums 
▪ Specialized Program: Restaurants  
▪ Specialized Program: Hotels, Lodging 
▪ Specialized Program: Contractors
▪ Worker's Compensation: Self-Insured Programs Available


▪ Life Insurance
▪ Bonding Services
▪ Disability Insurance
▪ Long Term Care Insurance
▪ Association & Group Programs
▪ Annuities
▪ Pet Insurance


200 Antrim Street
PO Box 318
Charlevoix, Michigan 49720
Toll Free: 800-748-0414
Tel: 231-547-4062
After Hours Claim: 800-937-5793
Fax: 231-547-0655